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Interesantemente, si tú necesitas de un particular tipo de colchón, Medicare puede ser de utilidad. Tú solo necesitas pagar una pequeña cantidad para conseguir esa cama. Medicare Part B usualmente cubre la compra de equipo médico durable, lo cual cubre camas y colchones prescritas por un doctor. Sin embargo, es importante estar pendiente de ese particular colchón y cama que tú necesitas y ver si califica con tu cobertura.
El equipo médico durable que califique en tu cobertura, así como los suministros desechables son necesarios para tu salud. Los doctores prescriben este equipo para el uso en el hogar. Normalmente, hay dos tipos de equipo, el cual incluye suministros desechables y equipo médico durable. Los suministros desechables son aquellos que el paciente utiliza una sola vez, mientras el equipo médico durable es el que tiene como propósito durar por mucho tiempo.
Medicare cubre el costo de diversos equipos de diferentes maneras. Si el distribuidor está de acuerdo, tú puedes pagar un 20% de la cantidad aprobada por Medicare, mientras que los deducibles que ofrece Parte B aplicarán para el resto. Lo más importante es que Medicare solo proveerá cobertura si el proveedor del equipo médico está afiliado a Medicare. Para ser elegible, el equipo debe de ser prescrito por un profesional médico, que éste sirva para propósitos médicos, y que pueda ser utilizado por mucho tiempo.
Hay diferentes colchones y camas que poseen cobertura, incluyendo otros accesorios para dormir, lo cual es considerado equipo médico durable. De tal forma, algunos de los colchones y camas cumplen con los requisitos para ser cubiertos por Medicare.
Los tipos de cama y equipo que possen cobertura incluyen las camas reductoras de presión, los colchones que reducen la presión, así como los revestimientos de estos. La cobertura de las camas y colchones dependen de las especificaciones del plan de Medicare que uno posea. Además, este depende del diagnóstico y lo que el doctor prescriba. Dependiendo de las necesidades para tu salud, puedes necesitar comprar o rentar el equipo de alguien que se encuentre suscrito a Medicare.
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