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Maintaining a healthy lifestyle is sometimes challenging, particularly if you’re constantly exposed to unhealthy
Exercise has numerous advantageous health effects in addition to aiding in weight loss or
Berbentuk mirip dengan kartu debit namun memiliki fitur dan fungsi yang berbeda.
Kartu debit akan menggunakan saldo yang ada dalam rekening, berbeda dengan kartu kredit yang tidak mengambil saldo dari rekening melainkan seperti meminjamkan sejumlah uang terlebih dahulu. Kemudain setelah jatuh tempo, nasabah harus mengembalikan pinjaman uang tersebut dengan biaya tahunan yang sudah ditetapkan.
Meski begitu, banyak kemudahan dan keuntungan yang bisa ditemukan di banyak produk kartu kredit. Mulai dari cashback, diskon, rewards point dan lain sebagainya. Selain itu, beberapa kelebihan kartu kredit adalah :
• Praktis, karena tidak perlu menggunakan uang tunai.
• Efisien dan efektif, karena dapat memonitor pengeluaran secara mudah dalam satu tagihan.
• Memiliki tingkat keamanan yang tergolong tinggi.
• Memiliki banyak hadiah, promo,serta diskon.
• Beberapa penerbit memberikan layanan asuransi, mulai dari asuransi kesehatan hingga asuransi barang yang dibeli menggunakan kartu kredit.
Setelah mengetahui kelebihannya, berikut rekomendasi kartu kredit yang dapat menjadi pilihan Anda :
Berbentuk mirip dengan kartu debit namun memiliki fitur dan fungsi yang berbeda.
Kartu debit akan menggunakan saldo yang ada dalam rekening, berbeda dengan kartu kredit yang tidak mengambil saldo dari rekening melainkan seperti meminjamkan sejumlah uang terlebih dahulu. Kemudain setelah jatuh tempo, nasabah harus mengembalikan pinjaman uang tersebut dengan biaya tahunan yang sudah ditetapkan.
Meski begitu, banyak kemudahan dan keuntungan yang bisa ditemukan di banyak produk kartu kredit. Mulai dari cashback, diskon, rewards point dan lain sebagainya. Selain itu, beberapa kelebihan kartu kredit adalah :
• Praktis, karena tidak perlu menggunakan uang tunai.
• Efisien dan efektif, karena dapat memonitor pengeluaran secara mudah dalam satu tagihan.
• Memiliki tingkat keamanan yang tergolong tinggi.
• Memiliki banyak hadiah, promo,serta diskon.
• Beberapa penerbit memberikan layanan asuransi, mulai dari asuransi kesehatan hingga asuransi barang yang dibeli menggunakan kartu kredit.
Setelah mengetahui kelebihannya, berikut rekomendasi kartu kredit yang dapat menjadi pilihan Anda :
Menjadi salah satu kartu kredit yang sangat populer. BCA merupakan bank yang tidak perlu diragukan lagi kualitas dan layanannya, termasuk dalam hal penerbitan kartu kredit. BCA Everyday Card ini menawarkan segudang keuntungan bagi penggunanya. Antara lain, cashback 5% untuk berbelanja di Giant, Lotte Mart, Carrefour dan Hypermart, serta pembelian bahan bakar kendaraan di SPBU, rewards sebesar 15 persen untuk semua jenis transaksi, program cicilan tetap dengan bunga 0% khusus untuk transaksi luar negeri, serta gratis iuran tahunan untuk 1 tahun pertama. Selain itu BCA Everyday Card ini dilindungi oleh BCA Life dalam hal asuransi hospital 100% refundable dan asuransi kecelakaan perjalanan otomatis
Biaya iuran tahunan untuk BCA Everyday Card adalah senilai Rp 125.000 dan Rp 100.000 untuk iuran kartu tambahan.
BRI Touch Visa merupakan kartu kredit tambahan yang diberikan untuk memfasilitasi transaksi online dan mempermudah gaya hidup pribadi milenial. BRI Touch Visa ini menjadi salah satu rekomendasi terbaik kartu kredit karena siapa sangka terdapat kartu kredit yang memberikan gratis biaya tahunan untuk para penggunanya. Pemilik kartu kredit BRI Touch Visa ini akan dibebaskan dari iuran tahunan selamanya apabila mempunyai Kartu Kredit BRI jenis lain dengan status aktif. Selain itu kartu kredit ini memiliki kelebihan lain yakni adanya bunga 0% hingga 24 bulan di beberapa merchant yang bekerja sama dengan kartu kredit BRI Touch Visa.
Metro Mega Card adalah kartu kredit yang khusus diterbitkan oleh Bank Mega, bekerjasama dengan PT. Metropolitan Retailmart, perusahaan yang mengelola Metro Department Store di Indonesia yang juga juga merupakan anak perusahaan dari CT Corp. Kartu ini memiliki sederet keunggulan fitur yang ditawarkan, antara lain diskon 10% Metro Dept. Store setiap hari, Birthday Surprise Program, akses atau antrian khusus di setiap promo Metro Dept. Store, diskon sepanjang masa hingga 50% di CT Corp Merchant ( Trans Fashion, Metro Departement Store, Trans Luxury Bandung, Ibis Hotel Bandung, dll). Metro Mega Card ini juga menawarkan rewards yang dapat dikumpulkan dan ditukar dengan diskon di merchant-merchant pilihan serta tukarkan juga dengan GarudaMiles, Air Asia Big Point, E-voucher M Tix, E-voucher Pergi.com. Dengan segala keunggulannya itu, kartu kredit ini memiliki biaya iuran tahunan sebesar Rp 400.000.
Demikian adalah kartu kredit terbaik yang kami rekomendasikan melihat dari banyaknya keunggulan mulai dari iuran tahunannya hingga fitur-fitur yang ditawarkan.
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