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Namun bukan berarti tidak ada pilihan asuransi mobil yang cocok untuk lansia.
Layanan asuransi mobil terbaik untuk pengemudi lansia bervariasi berdasarkan beberapa faktor, termasuk lokasi, riwayat mengemudi, dan profil keuangan saat ini. Tidak ada perusahaan asuransi yang terbaik untuk semua orang. Namun, kami telah menyusun perusahaan asuransi mobil terbaik untuk lansia berdasarkan layanan yang mereka tawarkan.
Namun bukan berarti tidak ada pilihan asuransi mobil yang cocok untuk lansia.
Layanan asuransi mobil terbaik untuk pengemudi lansia bervariasi berdasarkan beberapa faktor, termasuk lokasi, riwayat mengemudi, dan profil keuangan saat ini. Tidak ada perusahaan asuransi yang terbaik untuk semua orang. Namun, kami telah menyusun perusahaan asuransi mobil terbaik untuk lansia berdasarkan layanan yang mereka tawarkan.
Asuransi Mobil Sinar Mas ini menawarkan dua pilihan asuransi, yaitu asuransi all risk dan total loss only (TLO). Asuransi ini dapat menanggung mobil yang memiliki usia tua bahkan di atas 10 tahun. Jadi untuk pengendara lansia yang memiliki mobil kesayangan yang masih di dalam batas usia maksimal yang ditentukan, maka mobil tersebut masih bisa diasuransikan. Asuransi Mobil Sinar Mas memiliki lebih dari 500 bengkel rekanan di Indonesia, sehingga akan mudah bagi pemilik kendaraan jika terjadi suatu hal bahkan di area yang jauh dari bengkel langganan. Lebih dari itu, asuransi ini memiliki premi yang terjangkau. Yakni hanya 35 ribu rupiah per bulan untuk asuransi TLO dan 175 ribu rupiah per bulan untuk asuransi all risk.
Asuransi Allianz merupakan salah satu asuransi yang telah diakui di dunia. Paket asuransi yang ditawarkan dapat dikatakan sangatlah lengkap. Mulai dari menganggung kerusakan total dan sebagian, hingga kehilangan, menanggung pencurian mobil, serta menanggung tanggung jawab hukum pihak ketiga. Selain itu Asuransi Mobil Allianz memberikan santunan meninggal dunia hingga 10 juta rupiah dan santunan biaya taksi selama masa perbaikan. Sehingga pemilik kendaraan akan terjamin mobilitasnya selama mobil diperbaiki. Hal ini menguntungkan terutama bagi lansia karena tidak perlu repot mencari bantuan atau kendaraan umum lain jika harus keluar rumah. Asuransi Mobil Allianz ini dapat dimiliki dengan premi TLO mulai 38 ribu rupiah dan premi all risk mulai 242 ribu rupiah.
Hampir serupa dengan sebelumnya, Asuransi Mobil ACA ini memiliki penawaran manfaat polis yang lengkap. Seperti antara lain, jaminan kerugian mobil akibat kerusuhan (huru-hara), terorisme, dan sabotase. jaminan kerugian mobil akibat banjir, huru-hara, banjir, angin topan, dan gempa bumi hingga 10 persen dari Uang Pertanggungan (UP), jaminan kecelakaan diri untuk maksimal 5 orang hingga Rp10 juta, hingga asuransi tanggung jawab hukum pihak ketiga (third party liability/TPL) maksimal Rp50 juta. Bahkan polis akan memberi ganti rugi sesuai harga mobil baru jika terjadi kerugian dalam waktu kurang dari 6 bulan setelah pembelian mobil,. Dengan berbagai manfaat tersebut, polis ini memiliki tarif mulai dari 48 ribu rupiah per bulan untuk TLO dan mulai dari 218 ribu rupiah untuk premi all risk.
Itulah rekomendasi asuransi mobil yang cocok untuk dipilih oleh pengendara lansia, mempertimbangkan dari banyaknya pilihan bengkel rekanan sehingga tidak menyulitkan dalam hal mencari bengkel, terjangkaunya tarif polis berdasarkan jenisnya, berbagai manfaat polis yang ditawarkan masing-masing asuransi mobil tersebut, serta juga batas usia mobil yang relatif panjang sehingga Anda tidak perlu ragu mengasuransikan mobil yang telah menemani Anda berkendara selama bertahun-tahun.
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