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Best Credit Bonuses To Use For Holiday Shopping Sprees
The holidays bring with it lots of shopping for gifts and other things. Most shoppers will heavily use credit cards to make these purchases. Wouldn’t it be nice if by using a credit card you can get some of your money back? You can actually accomplish this with a credit card that offers “cash back” rewards.
The holidays bring with it lots of shopping for gifts and other things. Most shoppers will heavily use credit cards to make these purchases. Wouldn’t it be nice if by using a credit card you can get some of your money back? You can actually accomplish this with a credit card that offers “cash back” rewards.
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There are many credit cards that offer cash back rewards, with some more generous than others. In addition to the cash back, some cards also offer sign-on bonuses, no annual fees and an introductory zero percent interest rate. The five cards below are highly rated credit cards that offer cash back plus other perks.
There are many credit cards that offer cash back rewards, with some more generous than others. In addition to the cash back, some cards also offer sign-on bonuses, no annual fees and an introductory zero percent interest rate. The five cards below are highly rated credit cards that offer cash back plus other perks.
"Discover it" Cash Back
Cash Back: 5% on purchases from selected stores including Amazon.com, grocery stores, restaurants and gas stations
1% on all other purchases
Double cash back on your purchases in the first year
Annual Fee: None
Interest Rate: 0% Intro rate for the first 14 months
American Express Blue Cash Preferred Card
Cash Back: 6% at supermarkets on up to $6,000 per year in purchases (then 1%)
3% at gas stations and on transit expenses (not including airlines)
1% on all other purchases
Sign-On Bonus: $300
Annual Fee: None for the first year, then $95
Interest Rate: 0% Intro rate for the first 14 months
Chase Freedom Unlimited
Cash Back: 5% on grocery store purchases (excluding Walmart or Target)
3% on dining and drugstore purchases
1.5% on all other purchases
Sign-On Bonus: $200
Annual Fee: None
Interest Rate: Interest Rate: 0% Intro rate for the first 15 months
Citi Double Cash Card
Cash Back: 2% on all purchases – unlimited
Annual Fee: None
Interest Rate: 13.99% – 23.99%
"Discover it" Secured Credit Card
Cash Back: 2% at restaurants and gas stations – up to $1,000 purchases per quarter
1% on all other purchases – unlimited
Annual Fee: None – but minimum of $200 refundable security deposit
Interest Rate: 22.99%
