Six Instant Approval Credit Cards For Customers in 2022

Several credit card providers offer instant approval once a customer has applied. However, banks don’t offer guaranteed approval, with some offering cash use after card approval. Here are some of the top options for instant approval credit cards.

  1. Premier Bankard Mastercard Credit card 

Even with a low FICO score, you can still get your application approved; good credit is unnecessary. You can complete your application in 60 seconds. However, it is important to note that FICO scores alone will not guarantee approval of your application.

  1. Surge Mastercard 

With this credit card, you get a credit limit of up to $1000 which will double up to $2,000 after making your first six monthly repayments. The initial credit limit is $3,00 to $1,000, and you get monthly reporting to three credit bureaus. Variable standard APR is $24..99% – 29.99%.

  1. Capital One Platinum Credit Card

The above two cards are those you can go to if you have bad credit. However, if you have fair credit (580-669 FICO), the Capital One Platinum Credit Cards will be ideal. There are no hidden or annual fees, and you will automatically be considered for a higher credit line in six months. 

  1. Fortiva Mastercard Credit Card 

This is another card to consider if you have a fair credit score and enjoy a 4% cashback bonus. In addition, you can use a mobile wallet to make payments. Annual fees start from as low as $85, and the variable standard APR is between 29.99% and 36%. 

  1. Discover it Cash Back

If you have a good credit score (670+ FICO), you can apply for this card and enjoy an unlimited cashback match. There are maximum rewards or minimum spending. In addition, there is a 5% cash back on daily purchases from select merchants. The annual fee is $0, and the regular APR is 14.99% -25.99%.

  1. Capital One Venture Rewards Credit Card 

With this card, that is a bonus of 75,000 points, equivalent to $750, after spending $4,000 in three months. In addition, you will earn 2x miles on each purchase, and miles don’t expire for the life of the card. 

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